---
title: "Calling South Australians: want to own your own home?"
description: Hey South Australians! Did you know that you could be eligible for a small deposit home loan once you are a graduate of one of our nationally accredited online courses? Find out more here.
image: https://blog.originalcampus.edu.au/hubfs/homestart-graduate-loan-deposit.png
---
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# Calling South Australians: want to own your own home?
Own your home sooner with the HomeStart graduate loan
## Own your home sooner with the HomeStart graduate loan
Did you know that studying could help you get your own home sooner?
Recently, the South Australian government announced a drop to 2% deposit for the first time ever and no lenders mortgage insurance (LMI) for those eligible for a graduate loan. Previously, a 3% deposit was required but with the change of government there has been an effort to make home ownership more accessible.
For example, a $400,000 home will require a deposit of $8000.
Most lenders will require LMI if there is less than 20% deposit being paid but with the HomeStart finance option, you are not required to pay it.
‘Rather than South Australians having to spend years and years trying to save 20 per cent deposit to get a loan with one of the big four banks, instead that time is now reduced perhaps to only months,’ said [Treasurer Stephen Mullighan](https://www.abc.net.au/news/2022-08-07/homestart-loans-lower-home-deposit/101308778).
The government is working towards getting more South Australians into homes sooner.
This [HomeStart graduate loan](https://www.homestart.com.au/home-loans/low-deposit-loans/graduate-loan) is available to eligible graduates with a Certificate III or higher qualification when you buy a home to live in, in South Australia. That’s right— all of Original Campus’ online courses could see you become eligible for this low deposit home loan once you finish the course.
Plus, [HomeStart’s home loans](https://www.homestart.com.au/home-loans/low-deposit-loans/graduate-loan) have no account keeping fees, making those mortgage repayments all that more easier.
‘[Owning your own home](https://www.facebook.com/watch/?v=1142741062980281) is the great Australian dream but saving a deposit can be a sticking point especially with most commercial lenders requiring deposits of up to 20 per cent.
HomeStart’s decision to slash the minimum deposit for its Graduate Loan to 2% will mean thousands of dollars less in upfront savings, enabling hard working South Aussies to get a foot on the property ladder sooner,’ [Premier Peter Malinauskas said](https://www.premier.sa.gov.au/media-releases/news-items-2022/2-home-deposit-opens-the-door-for-more-south-aussies-to-buy-their-own-home-in-a-state-first).
## HomeStart graduate loan features
Image credit: HomeStart
##### The dream of owning your home is a lot closer than you think!
So not only could you be well on your way to a dream career in [marketing](https://blog.originalcampus.edu.au/careers-in-marketing), [business/entrepreneurship](https://blog.originalcampus.edu.au/why-researchers-believe-entrepreneurship-is-the-best-career-decision), [leadership](https://blog.originalcampus.edu.au/leadership-roles) or [project management](https://blog.originalcampus.edu.au/project-management-jobs) but owning your home could be just around the corner!
Make this year the year all your dreams come true.
##### This time next year…
Start your [nationally accredited course](https://originalcampus.edu.au/courses/) now and you could become a graduate and HomeStart ready in as little as 12 months.
##### Uplevel your life
Choose from our range of [exceptional online courses](https://originalcampus.edu.au/courses/) that are all:
- 100% online
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##### We are here to help you make a great decision
If you want to discuss anything about the studying online, courses, or payment options, simply call us on [1800 951 241](tel:1800951241), anytime between 9am to 5:30pm (AEDT), or [pick a good time](https://calendly.com/kirk-oc/30min)for us to call you.
## Choose your course
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| --- | --- | --- |
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Original Campus is in no way affiliated or connected to HomeStart but we did want to let you know about this great opportunity. Find out more at [HomeStart.](https://www.homestart.com.au)
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There is a predicted boom in small businesses in Australia. Now is the most exciting time to join the world of business. ‘A strong expansion in the Australian economy is underway. This is expected to continue over the forecast period, despite the.
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